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	Comments on: Accident insurance &#8211; what you should know	</title>
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		<title>
		By: Tom Conner		</title>
		<link>https://www.moneymagpie.com/manage-your-money/accident-insurance-what-you-should-know/comment-page-1#comment-1103930</link>

		<dc:creator><![CDATA[Tom Conner]]></dc:creator>
		<pubDate>Wed, 23 Oct 2013 10:16:00 +0000</pubDate>
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					<description><![CDATA[I think you&#039;re spot on with this. Personal accident cover is really cheap because the chances of suffering a condition needed to get a payout is really small. I worry that people take this out and it gives them a false sense of security. Rather than PPI or critical illness cover, I think income protection is the ideal policy as it covers any illness or injury that prevents someone from working and it can pay out long-term, rather than just 12 months typically with PPI.]]></description>
			<content:encoded><![CDATA[<p>I think you&#8217;re spot on with this. Personal accident cover is really cheap because the chances of suffering a condition needed to get a payout is really small. I worry that people take this out and it gives them a false sense of security. Rather than PPI or critical illness cover, I think income protection is the ideal policy as it covers any illness or injury that prevents someone from working and it can pay out long-term, rather than just 12 months typically with PPI.</p>
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