Comments on: The A-Z of saving money: 26 ways to save

By: IOANNA

IOANNA — Sun, 04 Jan 2015 03:18:30 +0000

Pay your credit card a set amount double or triple than the required until full repayment. Usually the required amount is the one that will keep balance going to the infinity. Following this advice you earn the interest plus repayment time. It is like saving money on the credit card interest.
It is much better to NOT HAVE a credit card at all.

By: Tracey Belcher

Tracey Belcher — Sat, 03 Jan 2015 05:20:13 +0000

I have learnt the hard way – loyalty does NOT pay. I will shop around regularly now for all my contracted services – Insurance, electric, phone etc. This really is a huge saving! and BARTER them down even more – don’t ask = don’t get.

By: Krystina Smith

Krystina Smith — Fri, 02 Jan 2015 23:52:11 +0000

I do my supermarket shopping in the evenings to get all the reduced bargains.

By: Vicky Robinson

Vicky Robinson — Fri, 02 Jan 2015 09:15:06 +0000

Take advantage of local “Give and Take” & Recycling days, you can take in all the stuff that you no longer use or need and come home with things that you do want instead – all for free. Good for the environment and your pocket. You can usually find these type of events through your local Freecyle or your local council.

Never buy anything with a credit card unless you already have the money to pay it off in full at the end of the month.

Always buy the reduced items at the supermarket and freeze them. It saves a lot of money in the long run.
Stick to own brand / economy lines as it mostly tastes the same and costs a lot less.

Only buy stuff you really need, don’t impulse buy.
Avoid going looking round high street shops to avoid temptation.
If you really do need something, have a look online with price comparison sites first and use a cashback site and discount codes to reduce the costs even further.

Take advantage of all the loyalty schemes in any shop you regularly use.

Use fleece blankets to snuggle under in the living room on winter eves to help lower the heating bills.

If your mobile contract is at an end think whether you really need a new handset or whether your old one would be fine on a SIM only deal. (Currently I pay under £7 a month for a SIM only contract.)

Always look for new ways of making savings:
I used to buy fancy floor cleaners, now I buy a huge bottle of economy line bleach (about 30p) and use some with a squirt of washing up liquid in a bucket of hot water every time I mop the floor – it costs pennies, kills germs and does a great job.

By: Alexandra Blue

Alexandra Blue — Thu, 01 Jan 2015 23:36:07 +0000

avoid waste is another important thing to do to cut costs – we waste water, food, heat, fuel…

By: MARK HOPKINS

MARK HOPKINS — Thu, 01 Jan 2015 21:10:34 +0000

Car boot sales are a great way to buy and sell at a profit. You have to be up early though!

By: Sam

Sam — Thu, 01 Jan 2015 16:11:15 +0000

I try not to buy too many drinks or meals on the go such as a starbucks on the way to work or a sandwich at lunch time because the price adds up and they’re not really necessary

By: Aaron

Aaron — Thu, 01 Jan 2015 15:21:26 +0000

So important avoid DEBT

By: Kathryn Casbolt

Kathryn Casbolt — Thu, 01 Jan 2015 12:22:42 +0000

I choose ‘own label’ products in the supermarket. Just as good as branded items and often up to half the price.

By: Matthew Fuller

Matthew Fuller — Thu, 01 Jan 2015 11:32:13 +0000

Don’t buy too much of what your not going to use…and if it’s sports equipment etc..make the effort to use it… (which I know is not always easily done!)